Bob Holm

At Citizens, our devoted team of mortgage experts is committed to assisting our customers in identifying the ideal home loan solution that caters to their unique needs. As one of the country's oldest and largest financial institutions boasting a history of almost 200 years, we have continuously prioritized serving our customers and communities. No matter your mortgage requirements — whether it's purchasing a home, constructing one, or refinancing an existing mortgage — our team is here to provide invaluable insights and solutions, guiding you through the entire process from application to closing.