Eduardo Toribio (NMLS#1080710)

Preferred Rate is a division of American Pacific Mortgage Corporation (NMLS #1850) and is duly licensed by the Department of Business Oversight under the California Residential Mortgage Act, thereby ensuring equal housing opportunity for all. Since its establishment in 2012, the company's dedicated core team has been delivering services with remarkable speed and exceptional efficiency, all thanks to the harmonious collaboration of skilled individuals who cherish mutual respect. Much like any reputable venture, Preferred Rate initiated with a talented and experienced team defined by their unwavering commitment, zeal, and the noble mission to serve customers with utmost integrity. Having traversed the testing times of the mortgage meltdown, our team deeply understands the market dynamics and the pace at which they shift.